Hello, I am Leanne Richardson, a Protection Specialist based in Hull, East Yorkshire.
I am a wife and mum to a one year old daughter. We own our own home which is mortgaged and we both earn a full-time income. Without either one of our incomes or protection in place we wouldn’t be able to pay the bills. If something more serious happened we would be in a very difficult situation. Does this sound like you?
Protecting our families financially should be one of the most important things we do and many families still don’t have life insurance or if they do, they don’t really know what they have.
A lot of people turn to comparison sites or follow adverts on the TV. The problem is often no advice is given so I regularly find people have cover that isn’t really suitable or relevant to their needs and have other important cover missing.
I can help you to understand what cover is available and what it is that you need so that you have peace of mind. As a local Adviser you can speak to me on the telephone or if required visit you in your home or at a suitable alternative venue. There is no cost to you and I advise on the following:
Critical/Serious Illness over
Family Income Benefit
If you already have cover but unsure what it includes and/or want to review it because there have been changes since you took the cover out let me know and I would be more than happy to help you.
I work with a range of insurers and can make a personal recommendation for you dependent on your family, your health and financial protection needs.
As part of my service I can help you put the policies in trust which helps ensure that upon claim the funds are paid out much quicker, to the right person/people and avoiding probate.